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Posts Tagged ‘Credit Report’

The Credit Robbers - Debt, Credit Rating, Credit Repair, FICO® Credit Scores, and Positive Thinking

Saturday, March 15th, 2008

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Credit Repair + Debt Elimination = 800+ FICO® Score Credit Report

Debt, Credit Rating, Credit Repair, FICO® Credit Scores, and Positive Thinking

It might come as some surprise to you that you need to focus on positive thinking to get through periods of financial difficulty and to help you to turn around your financial situation where you have sufficient funds to cover your day to day expenditure without being constantly stressed.

It is only natural that somebody who has had financial turmoil for some time, to begin thinking negatively and wonder whether they will ever get out of the difficult situation that they are in.

If you are currently faced with huge debt that you feel so overwhelming that you can’t see the forest for the trees, then it is going to take you some time to start feeling better about yourself and thinking positively towards the future.

It is however something that you need to focus on because the power of positive thinking will help you to get back on your feet a lot sooner. It will help you to make better decisions and give you the energy to focus on bringing in more income and coping with the stress that you are currently under, not to mention the positve effects it can have on your credit rating, debt recovery, FICO® credit score, and credit report.

Positive thinking will also be picked up by other people such as your creditors who will see that even you believe you are going to make good on their debts and give them the confidence to possibly allow you a bit more time to pay back the money that is owed to them.

If you approach them with a negative attitude then they can become very uneasy as to whether they will get their money back or not and often this is all that is needed for creditors to send the debt collectors in and start the debt recovery process.

Positive thinking is a goal that needs to be added to the other goals that will see you eliminating debt and leading a more positive and productive life where you will have more control over all aspects of your life including the running of your household and your finances.

Positive thinking and a positive attitude plays a significant role on how you approach your credit rating, debt recovery, FICO® credit score, and credit report.

Dr. Robert Miller, Ph.D.
Investigations Analyst
www.TheCreditRobbers.com

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The Credit Robbers - Debt, Credit Rating, Credit Repair, FICO® Credit Scores, and Time Management

Sunday, March 2nd, 2008

 Credit Robbers Blog Home

Credit Repair + Debt Elimination = 800+ FICO® Score Credit Report

Debt, Credit Rating, Credit Repair, FICO® Credit Scores, and Time Management

It is often said that the people who have the most time are those who are the busiest, simply because busy people tend to manage their time a lot better.  In most cases, the busy person is the one that has an excellent credit rating, FICO® credit score, and credit report.

Time is money and you need to manage your time as well as all other aspects of your life including your credit rating.

By managing your time well, you are controlling your life and this will flow over into all other areas of the day to day running of your household and your finances and will make the management of those factors considerably easier to achieve because you will have planned the time to take care of that aspect of your life, including any debt that may have been acquired.

Having the burden of financial debt, the stress of debt elimination and the necessity of juggling money from one place to another to cover costs here and there takes up a lot of time and this is lost time that could be used for other more productive purposes.

While you are getting your finances in order there will be additional time needed and that is something that you will have to accept.  However,  if you have a plan and a goal and you set yourself specific tasks to do throughout the day then you will find that you get a lot more done and you leave yourself some time to simply take time off and enjoy life.

It is essential that you do take time out even if you think you can’t afford the time or the money because maintaining a happy and positive state of mind and good health is essential for you to get to the next stage of the credit rating and credit report journey.

You don’t need to spend money when you take time off.  Often it is the things that cost nothing that will have the most benefits for you such as a walk in the park or a swim at the beach where you can forget about life a short while and think about normal things and where you might be a year from now.

Good time management will allow you to enjoy that part of your lifestyle which is enjoyable during this time of financial stress.

Dr. Robert Miller, Ph.D.
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

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