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Debt Elimination and Setting Goals

The quickest way to achieve your goal of reducing and eliminating your debt is to actually set some goals in the first place.

Unless you have a specific goal in mind then it is all too easy to drift and not focus on the task of reducing your debt; and with debt comes your credit and credit repair.

The best way to set goals is to sit down with a pen and paper and actually write down what you want to achieve. Once it is in writing you can refer back to it and adjust your goals along the way.

Having written goals to look at is an incentive to achieve more and do better than normal.

It has been shown in many tests that this is the quickest and best way for people to actually achieve their goals.

You should make your goals realistic and have long term and short term goals.

So when you are writing down these goals, you should determine where you want to be in a year’s time or even five or 10 years time.

You should also set goals that you will like to achieve in the next week or month and that might be something as minor as being able to cope with the current budget that you set yourself for your food shopping.

Once you achieve a goal - even a small one - you are well on the road to success in achieving your bigger goals and as you see more and more of these goals become achievable it will build your confidence to get out of debt and to maintain that debt free status for the rest of your life.

No matter how small these achievements might be you need to consider the fact that it was all those small extra items that you purchased along the way that got you into debt in the first place and reversing the trend by making small changes in a positive direction will go a long way to eliminating your debt before you realize it.

By eliminating any and all of your debt, your credit rating, FICO® credit score, and credit report will improve over time.

Dr. Robert Miller, Ph.D.
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

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Stop Identity Theft With One Phone Call

One simple telephone call can block 99.9% of your personal exposure to Identity Theft.  Why is this not common knowledge?

There are more than 1200 new victims of Identity Theft every hour of every day.  Identity Theft is now the number one crime in the entire world.

Every 3 Seconds someone becomes a victim of Identity.  The impact on the individual is staggering with thousands of dollars in costs and dozens of hours wasted trying to deal with the personal devastation.

It could all have been avoided with one simple telephone call.

How does one become a victim of Identity Theft?  The odds are clearly stacked against society, our personal information is readily available in this high technology world.

Many of us may already be victims of Identity Theft and don’t know it yet.  Remember those special event tickets you bought, or the hotel reservation, car rental, or airline flight reservation call you made?

Have you ever purchased an automobile and filled out a loan application?  How about an application for a cell phone, a store credit card, or an application for an apartment rental? What about a school, personal or equity loan?

Think about all of the information you probably provided? You most likely gave your credit card details, or birth date, social security number, address, bank account references, maybe employment information and/or phone number.

Now ask yourself a few questions … Who has access to all of that information?  Do you know them? Do you trust them?  What’s to stop them from selling or misusing that data?

It’s a scary proposition, but right now there are probably several file cabinets or computer storage files in different places of business that house enough of your personal information to allow for an easy theft of your identity.

It’s a fact of life, we’re ALL vulnerable.  But you can easily block the use of that information.  You’ll see how in just a moment, but first …
 
How does information theft become Identity Theft?  

Rest of the Story

Dr. Robert Miller, Ph.D.
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

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