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The Credit Robbers - STOP ID Theft With One Phone Call |

STOP Identity Theft

STOP ID Theft with One Phone Call

One simple telephone call can block 99.9% of your personal exposure to Identity Theft.  Why is this not common knowledge?

There are more than 1200 new victims of Identity Theft every hour of every day.  Identity Theft is now the number one crime in the entire world.

Every 3 Seconds someone becomes a victim of Identity.  The impact on the individual is staggering with thousands of dollars in costs and dozens of hours wasted trying to deal with the personal devastation.

It could all have been avoided with one simple telephone call.

How does one become a victim of Identity Theft?  The odds are clearly stacked against society, our personal information is readily available in this high technology world.

Many of us may already be victims of Identity Theft and don’t know it yet.  Remember those special event tickets you bought, or the hotel reservation, car rental, or airline flight reservation call you made?

Have you ever purchased an automobile and filled out a loan application?  How about an application for a cell phone, a store credit card, or an application for an apartment rental? What about a school, personal or equity loan?

Think about all of the information you probably provided? You most likely gave your credit card details, or birth date, social security number, address, bank account references, maybe employment information and/or phone number.

Now ask yourself a few questions … Who has access to all of that information?  Do you know them? Do you trust them? What’s to stop them from selling or misusing that data?

It’s a scary proposition, but right now there are probably several file cabinets or computer storage files in different places of business that house enough of your personal information to allow for an easy theft of your identity.

It’s a fact of life, we’re ALL vulnerable.  But you can easily block the use of that information.  You’ll see how in just a moment, but first …
 
How does information theft become Identity Theft?  

Stealing your personal information is only the first step in the criminal process. Once the information is gathered, the thief must then convert that information into a means by which he or she can profit.

One popular method is to simply call one of your credit card companies posing as you and change the billing address for the card and then begin making a series of purchases.

Identity Theft perpetrators don’t even need your credit card, they can simply call and have a duplicate card issued.

They can establish utility, cable, or cell phone service in your name.  Some even obtain leases, car loans and more.

In one recent case, a local bank in Montgomery County, Maryland USA issued a check for $100,000 for an equity loan on a home.

The entire transaction was recorded on bank cameras as the check was handed to an impersonator of the home’s actual owner.

And that was the second time it happened to the same victim who was exonerated by authorities as a possible accomplice in the case.

Identity theft ruins lives.  It creates a seemingly infinite number of short term problems that turn into a nightmare that can linger for decades.

Don’t assume that it can’t happen to you.
 
ATMs are one the latest points of attack. Thieves have developed credit cards that can temporarily program any ATM machine to copy the magnetic data off of your credit or debit card when you use the machine.

This method has effectively collected hundreds of victims in the course of a single weekend from a single machine.

Identity thieves also use handheld magnetic card readers that can be easily purchased right on the internet. Culprits include waiters and waitresses, store clerks, toll booth collectors, and gas station attendants to name a few.

64% of all fraud complaints involve identity theft and it’s not just credit cards. With your personal information, thieves can open bank accounts, order checks and run up huge debt by writing bad checks in your name.

Identity thieves have become so creative and talented that most protection schemes can be thwarted.

So what’s the answer?  How can we avoid becoming a victim of this prevalent crime?

Just as we use firewalls and virus protection programs for our computer health, we need to install an effective security plug to stop use of our financial data.

And don’t need more costs tacked on like those credit monitoring services the bureaus are all pushing.  That’s like installing an alarm AFTER we’ve been ripped off.

The solution is clear, placing a Fraud Alert on your credit profile with the primary credit bureau agencies will block 99.9% of attempts to use your personal information for credit without your permission.

Fraud Alerts require direct contact with you before an account can be opened or credit extended in your name.  They can be put in place for a period of 90 days and can be renewed every three months without cost.

Don’t confuse Fraud Alerts with a Credit Freeze which completely blocks any credit being issued in your name until you remove the freeze.  There is usally a charge associated with a Credit Freeze when you decide to
remove the order.

Just one telephone call is all it takes to issue a Fraud Alert on your credit profile to any of the three credit bureau agencies: (one call covers all)

Equifax 1-800-525-6285
Experian 1-888-397-3742
TransUnion.1-800-680-7289

You would be well advised to immediately place a Fraud Alert on your credit profile with any of the credit bureau agencies.

Then be sure to update that order every 90 days. It’s the best way to avoid becoming an Identity Theft victim.

While your at it, why not stop the junk mail credit card offers and all the other pitches for services from the credit bureaus.  Simply call the OPT-OUT number to remove yourself. 1-888-5-OPTOUT (1-888-567-8688)

If you haven’t picked up your complementary copy of “Identity Theft Protection & Recovery” yet, visit here:

www.STOPidTheftReport.com

Helping you Stop The Credit Robbers,

Robert Miller, Ph.D.
Investigations Analyst

P.S. Identity Theft is not the only problem in using credit.  Inside the complex credit system there are credit robbers.  Some of your most trusted creditors are damaging your credit scores and credit rating without your knowledge.

You’ll find the complete story to STOP The Credit Robbers including how to boost your credit score by as much as 120 points in 30 to 60 days by visiting us at:

http://www.TheCreditRobbers.com