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"The Credit Robbers" | Credit | Credit Score | Credit Reports | Credit Repair - Part 2



The Credit Robbers - It’s Not Just the Identity Thieves You Should Be Worried About.

From the author of The Credit Robbers …

As a professional I’ve spent many years trying to unravel some of life’s unsolved mysteries, in both scientific and business circles. Conducting investigations can really only be effective with the help of insiders, those possessing knowledge from within the workings of a system … often unseen to the outside world.

When problems are uncovered, exposing flaws in a system, it’s not surprising to find greed hiding behind closed doors. There are consequences and costs in fixing a flawed system that may affect millions of people and impact the funnel of profits to an enterprise or an entire industry. It sometimes takes government intervention to force the opening to public scrutiny of such a Pandora’s box of special interests.

The case of “The Credit Robbers” was a bit different than my previous investigations. On a personal level I had been monitoring the changes in the economy since the turn of the century and in particular with regard to the massive wealth creation in the housing industry. With a fairly consistent double digit growth in housing equity, like the dot com bubble, this industry was nearing a breaking point.

When we began the investigation that lead to the Credit Robbers, we had no idea there was in place a system of commerce here in the United States that holds such virtual monopolies over our financial lives that it makes the Microsoft anti-trust action look like a misdemeanor.

Although The Credit Robbers will concentrate on the problems as well as solutions to this massive out of control problem, the Credit Robbers Blog will post various informative statements about debt, debt consolidation, debt solutions, debt free, and credit repair; including timely posts on the constant flux of this industry.

Robert Miller, Ph.D.
Investigations Analyst
TheCreditRobbers.com

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The Credit Robbers - STOP ID Theft With One Phone Call

March 31st, 2008

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Fast Credit Repair + Debt Elimination = 800+ FICO® Score Credit Report

Stop Identity Theft With One Phone Call

One simple telephone call can block 99.9% of your personal exposure to Identity Theft.  Why is this not common knowledge?

There are more than 1200 new victims of Identity Theft every hour of every day.  Identity Theft is now the number one crime in the entire world.

Every 3 Seconds someone becomes a victim of Identity.  The impact on the individual is staggering with thousands of dollars in costs and dozens of hours wasted trying to deal with the personal devastation.

It could all have been avoided with one simple telephone call.

How does one become a victim of Identity Theft?  The odds are clearly stacked against society, our personal information is readily available in this high technology world.

Many of us may already be victims of Identity Theft and don’t know it yet.  Remember those special event tickets you bought, or the hotel reservation, car rental, or airline flight reservation call you made?

Have you ever purchased an automobile and filled out a loan application?  How about an application for a cell phone, a store credit card, or an application for an apartment rental? What about a school, personal or equity loan?

Think about all of the information you probably provided? You most likely gave your credit card details, or birth date, social security number, address, bank account references, maybe employment information and/or phone number.

Now ask yourself a few questions … Who has access to all of that information?  Do you know them? Do you trust them?  What’s to stop them from selling or misusing that data?

It’s a scary proposition, but right now there are probably several file cabinets or computer storage files in different places of business that house enough of your personal information to allow for an easy theft of your identity.

It’s a fact of life, we’re ALL vulnerable.  But you can easily block the use of that information.  You’ll see how in just a moment, but first …
 
How does information theft become Identity Theft?  

Rest of the Story

Dr. Robert Miller, Ph.D.
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

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The Credit Robbers - Debt, Credit Rating, Fast Credit Repair, FICO® Credit Scores, and Running Your Home Like a Business

March 19th, 2008

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Fast Credit Repair + Debt Elimination = 800+ FICO® Score Credit Report

Debt, Credit Rating, Fast Credit Repair, FICO® Credit Scores, and Running Your Home Like a Business

You need to run your home like a well oiled business. That is the only way that you will be able to get what you need with the income that you are earning and resources that you have available to you without increasing your debt and keeping your credit rating, FICO® credit score, and credit report intact.

A business cannot run and survive for any length of time if it constantly has to borrow more and more money to cover the costs.

Eventually the business will go under and that is precisely what will happen if your home is run in such a manner, not to mention the debt recovery process and the constant deterioration of your credit rating, FICO® credit score, and credit report.

Any successful business manager will understand that the income needs to cover the costs for the business to survive and you have to look at running your home in a manner that will help it to survive long-term and for that to happen you need to weigh your income and expenditures and make sure that your expenditures doesn’t exceed your income.

If you think along the terms of your home being a business you’re more likely to take a better account of your money and see where it is getting lost and where it does not need to be spent.

You will be quite surprised at the amount of money that is wasted in most homes and most successful business managers would be appalled at the finances of the average household.

Even people who successfully run their own business often have their own home finances in a shamble simply because it is not common practice for most people to run their home as a business and constantly monitor the flow of money.  If your finances are in shambles, then fast credit repair is the best alternative to restore your credit rating, FICO® credit score, and credit report.

By creating your own budget that sets asside all the expenditures and the available income, you are instantly creating a situation where your household will be able to be run in a more businesslike manner and the efficiency that you will obtain from doing this will ensure that you have more money available to cover your costs and in most cases without affecting the quality of your lifestyle at all.

By utilizing this business approach, your home will most likely remain debt free and avoid all of the problems associated with debt recovery.  This business like approach will also allow your overall credit rating to improve due to your improved FICO® credit score and credit report - a sure fire way to fast credit repair.

Dr. Robert Miller, Ph.D.
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

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