The Credit Robbers - It’s Not Just the Identity Thieves You Should Be Worried About.

From the author of The Credit Robbers …

As a professional I’ve spent many years trying to unravel some of life’s unsolved mysteries, in both scientific and business circles. Conducting investigations can really only be effective with the help of insiders, those possessing knowledge from within the workings of a system … often unseen to the outside world.

When problems are uncovered, exposing flaws in a system, it’s not surprising to find greed hiding behind closed doors. There are consequences and costs in fixing a flawed system that may affect millions of people and impact the funnel of profits to an enterprise or an entire industry. It sometimes takes government intervention to force the opening to public scrutiny of such a Pandora’s box of special interests.

The case of “The Credit Robbers” was a bit different than my previous investigations. On a personal level I had been monitoring the changes in the economy since the turn of the century and in particular with regard to the massive wealth creation in the housing industry. With a fairly consistent double digit growth in housing equity, like the dot com bubble, this industry was nearing a breaking point.

When we began the investigation that lead to the Credit Robbers, we had no idea there was in place a system of commerce here in the United States that holds such virtual monopolies over our financial lives that it makes the Microsoft anti-trust action look like a misdemeanor.

Although The Credit Robbers will concentrate on the problems as well as solutions to this massive out of control problem, the Credit Robbers Blog will post various informative statements about debt, debt consolidation, debt solutions, debt free, and credit repair; including timely posts on the constant flux of this industry.

Robert Miller, Ph.D.
Investigations Analyst
TheCreditRobbers.com

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The Credit Robbers - Debt, Credit Rating, Fast Credit Repair, FICO® Credit Scores, and Running Your Home Like a Business

March 19th, 2008

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Debt, Credit Rating, Fast Credit Repair, FICO® Credit Scores, and Running Your Home Like a Business

You need to run your home like a well oiled business. That is the only way that you will be able to get what you need with the income that you are earning and resources that you have available to you without increasing your debt and keeping your credit rating, FICO® credit score, and credit report intact.

A business cannot run and survive for any length of time if it constantly has to borrow more and more money to cover the costs.

Eventually the business will go under and that is precisely what will happen if your home is run in such a manner, not to mention the debt recovery process and the constant deterioration of your credit rating, FICO® credit score, and credit report.

Any successful business manager will understand that the income needs to cover the costs for the business to survive and you have to look at running your home in a manner that will help it to survive long-term and for that to happen you need to weigh your income and expenditures and make sure that your expenditures doesn’t exceed your income.

If you think along the terms of your home being a business you’re more likely to take a better account of your money and see where it is getting lost and where it does not need to be spent.

You will be quite surprised at the amount of money that is wasted in most homes and most successful business managers would be appalled at the finances of the average household.

Even people who successfully run their own business often have their own home finances in a shamble simply because it is not common practice for most people to run their home as a business and constantly monitor the flow of money.  If your finances are in shambles, then fast credit repair is the best alternative to restore your credit rating, FICO® credit score, and credit report.

By creating your own budget that sets asside all the expenditures and the available income, you are instantly creating a situation where your household will be able to be run in a more businesslike manner and the efficiency that you will obtain from doing this will ensure that you have more money available to cover your costs and in most cases without affecting the quality of your lifestyle at all.

By utilizing this business approach, your home will most likely remain debt free and avoid all of the problems associated with debt recovery.  This business like approach will also allow your overall credit rating to improve due to your improved FICO® credit score and credit report - a sure fire way to fast credit repair.

Dr. Robert Miller, Ph.D.
Investigations Analyst
www.TheCreditRobbers.com

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The Credit Robbers - Debt, Credit Rating, Credit Repair, FICO® Credit Scores, and Positive Thinking

March 15th, 2008

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Credit Repair + Debt Elimination = 800+ FICO® Score Credit Report

Debt, Credit Rating, Credit Repair, FICO® Credit Scores, and Positive Thinking

It might come as some surprise to you that you need to focus on positive thinking to get through periods of financial difficulty and to help you to turn around your financial situation where you have sufficient funds to cover your day to day expenditure without being constantly stressed.

It is only natural that somebody who has had financial turmoil for some time, to begin thinking negatively and wonder whether they will ever get out of the difficult situation that they are in.

If you are currently faced with huge debt that you feel so overwhelming that you can’t see the forest for the trees, then it is going to take you some time to start feeling better about yourself and thinking positively towards the future.

It is however something that you need to focus on because the power of positive thinking will help you to get back on your feet a lot sooner. It will help you to make better decisions and give you the energy to focus on bringing in more income and coping with the stress that you are currently under, not to mention the positve effects it can have on your credit rating, debt recovery, FICO® credit score, and credit report.

Positive thinking will also be picked up by other people such as your creditors who will see that even you believe you are going to make good on their debts and give them the confidence to possibly allow you a bit more time to pay back the money that is owed to them.

If you approach them with a negative attitude then they can become very uneasy as to whether they will get their money back or not and often this is all that is needed for creditors to send the debt collectors in and start the debt recovery process.

Positive thinking is a goal that needs to be added to the other goals that will see you eliminating debt and leading a more positive and productive life where you will have more control over all aspects of your life including the running of your household and your finances.

Positive thinking and a positive attitude plays a significant role on how you approach your credit rating, debt recovery, FICO® credit score, and credit report.

Dr. Robert Miller, Ph.D.
Investigations Analyst
www.TheCreditRobbers.com

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