Archive for the ‘Debt Solutions’ Category

The Credit Robbers - FICO® Scores, Credit Reports, Credit Ratings, Credit Bureaus, and Health and Welfare

Tuesday, February 19th, 2008

Credit Repair + Debt Elimination = 800+ FICO® Score Credit Report

The Credit Robbers - FICO® Scores, Credit Reports, Credit Ratings, Credit Bureaus, and Health and Welfare

It’s common knowledge that the people who suffer the most from ill health and the inability to take sufficient care of their health and welfare are those people who are in debt and don’t have sufficient income to see their doctor or to get debt solution problems sorted out when it first occurs.

You need to understand that without good health everything becomes more difficult including your ability to make money and your ability to reduce and eliminate debt.

You can’t help yourself to move forward if you’re in such a state that it is difficult to do what is necessary to achieve your goals.

Your health is of the utmost importance and this is something that you need to take care of for the rest of your life and letting any aspects of health deteriorate during these times of financial turmoil could mean that you require ongoing medical expenditure for the rest of your life, which could further hamper your credit, FICO® credit score, credit report, and credit rating.

The credit bureaus are watching your credit, FICO® credit score, credit report, and credit rating whether you are in poor health or good health.

When it comes to the crunch it is better to be bankrupt than sick in hospital. You can certainly turn your finances around by following the right steps and focusing on achieving your goals; however, if you let your health deteriorate to such an extent that you have to live with problems for the rest of your life then no amount of money you make in the future will be able to get back that good health.

While you will be looking to reduce your daily spending and reduce your food bill you also need to be aware that you should only buy foods and drinks that will help you maintain good health.

Don’t buy soda drinks when drinking water is better for you. Don’t buy takeaways when cooking your own meals is healthier and less expensive.

You will even save money on gas from not having to drive down the road to buy your fast food if you are cooking at home.

You can save money and maintain your health and welfare and that is something that you will need to consider when you are preparing your budget.

Consider the expense of becoming diabetic. The debt problem that faces you now might be a godsend as it could make you look at the other aspects of your life that are out of balance and make amends.

Take care of your health and your credit, FICO® credit score, credit report, and credit rating will take care of themselves.

Dr. Robert Miller, PHD
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

Credit Robbers Blog Home

The Credit Robbers - Ignoring Your Debts Will Make Your FICO® Credit Score and Credit Rating Free Fall.

Friday, February 1st, 2008

Credit Repair + Debt Elimination = 800+ FICO® Score Credit Report

Ignoring Your Debts Will Make Your FICO® Credit Score and Credit Rating Free Fall.

Ignoring your debts won’t make them go away.

As much as you would like to think of something else, the fact remains that you cannot address the situation without facing it.

If you put your head in the sand, then someone is going to come along sooner rather than later and give you a big kick in the butt and it’s going to hurt because you won’t see it coming.

That kick will come from a creditor who you have failed to contact, in order to work out an arrangement for payment of an outstanding debt or possibly even the bank with a notification of a pending foreclosure on your house.

You might find yourself getting a notice of eviction simply because you didn’t contact your landlord to make a payment arrangement while you get your finances sorted out with multiple debt solutions.

You need to face the facts that you have a problem and then set yourself goals to resolving the problem. Problems that are left unattended, will usually present themselves as bigger problems in the near future, so today is the day that you need to start looking at your debts and debt elimination.

Taking action now can result in savings of interest and late payment fees, not to mention stabilizing or maintaining your FICO® score. People who have money generally pay less than those who don’t because they are able to pay debt on time and don’t have to fund the additional expense of late payments in one form or another.

There is one thing that is certain and that is the fact that people who owe money might forget what they owe but those who are owed always know how much is due, so even if you might prefer to forget the debt, rest assured that your creditors won’t.

Also - more often than not, a creditor will adopt a far more positive attitude towards you if you explain the situation you are in and let them know that you are currently working towards debt elimination and full and final payment of the debt as soon as possible.

Communication can do wonders for your debt reduction program, not to mention your FICO® credit score, your credit rating, and your credit report.

Dr. Robert Miller, PHD
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

Credit Robbers Blog Home