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Archive for the ‘Credit bureau’ Category

The Credit Robbers - STOP ID Theft With One Phone Call

Monday, March 31st, 2008

Credit Robbers Blog Home 

Fast Credit Repair + Debt Elimination = 800+ FICO® Score Credit Report

Stop Identity Theft With One Phone Call

One simple telephone call can block 99.9% of your personal exposure to Identity Theft.  Why is this not common knowledge?

There are more than 1200 new victims of Identity Theft every hour of every day.  Identity Theft is now the number one crime in the entire world.

Every 3 Seconds someone becomes a victim of Identity.  The impact on the individual is staggering with thousands of dollars in costs and dozens of hours wasted trying to deal with the personal devastation.

It could all have been avoided with one simple telephone call.

How does one become a victim of Identity Theft?  The odds are clearly stacked against society, our personal information is readily available in this high technology world.

Many of us may already be victims of Identity Theft and don’t know it yet.  Remember those special event tickets you bought, or the hotel reservation, car rental, or airline flight reservation call you made?

Have you ever purchased an automobile and filled out a loan application?  How about an application for a cell phone, a store credit card, or an application for an apartment rental? What about a school, personal or equity loan?

Think about all of the information you probably provided? You most likely gave your credit card details, or birth date, social security number, address, bank account references, maybe employment information and/or phone number.

Now ask yourself a few questions … Who has access to all of that information?  Do you know them? Do you trust them?  What’s to stop them from selling or misusing that data?

It’s a scary proposition, but right now there are probably several file cabinets or computer storage files in different places of business that house enough of your personal information to allow for an easy theft of your identity.

It’s a fact of life, we’re ALL vulnerable.  But you can easily block the use of that information.  You’ll see how in just a moment, but first …
 
How does information theft become Identity Theft?  

Rest of the Story

Dr. Robert Miller, Ph.D.
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

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The Credit Robbers - Debt, Credit Rating, Credit Repair, FICO® Credit Scores, and Getting the Best Advice

Saturday, February 23rd, 2008

Credit Repair + Debt Elimination = 800+ FICO® Score Credit Report

Debt, Credit Rating, Credit Repair, FICO® Credit Scores, and Getting the Best Advice

You need to get the best advice to make the right decisions with anything in life and getting good debt management and debt elimination advice is of the utmost importance because it can have such a huge impact on your life now and in the future.

If you have debt problems that are manageable with a good plan of your own and a suitable budget then you probably won’t need to seek any advice from third parties.

For many people getting others to help with good advice on debt management can result in the debt elimination sooner rather than later.

Trained debt management professionals deal with these problems on a daily basis and they also have the knowledge of the various ways you can reduce the interest rates you are paying on your loans and often have business arrangements that can help you to consolidate your debt and pay off your creditors.

If you believe you need some assistance, then there are consumer credit counseling agencies that will help you find the right solution. Talk to people you know and ask if any of them can recommend someone to help you.

Beware though, there are some unscrupulous dealers in the market who are only there to make as much money for themselves but fortunately they are in the minority and you will soon see whether they will be suitable for you after an initial interview by seeing whether they are asking the correct questions and whether they have a specific plan for a budget to set you in the right direction.

Personal recommendations from people you trust will help you decide on the firm you will employ.

Check out their costs in advance and ask as many questions as possible as you won’t want to spend money on them in excess of the service they are providing as at the end of the day that will be better spent reducing your debt.

At the end of the day, your credit rating, FICO® credit score, and credit report will be improving and the credit bureaus will have less and less derogatory information to report on you.

Dr. Robert Miller, Ph.D.
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

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