Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-includes/cache.php on line 36

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-includes/query.php on line 21

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-includes/theme.php on line 540

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-content/plugins/exec-php/exec-php.php on line 21

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-content/plugins/exec-php/includes/manager.php on line 54

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-content/plugins/exec-php/includes/manager.php on line 57

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-content/plugins/exec-php/includes/manager.php on line 62

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-content/plugins/exec-php/includes/manager.php on line 63

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-content/plugins/exec-php/includes/manager.php on line 64

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-content/plugins/exec-php/includes/manager.php on line 65

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-content/plugins/exec-php/includes/manager.php on line 66

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-content/plugins/exec-php/includes/ajax.php on line 69

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-content/plugins/exec-php/includes/cache.php on line 33

Deprecated: Assigning the return value of new by reference is deprecated in /home/creditro/public_html/wp-content/plugins/exec-php/includes/cache.php on line 42
Bankruptcy |

Archive for the ‘Bankruptcy’ Category

Managing Debt in Today’s Economic Crisis

Thursday, October 2nd, 2008

In times like these with economic turmoil surrounding us with higher prices for normal everyday living, we often find ourselves with more debt than we can manage on a monthly basis.  Getting deeper in debt is not the answer and in a financial crisis we may not even have that option any longer.  So what can we do to survive and salvage our credit ratings in times of trouble?

We’ve demonstrated in The Credit Robbers, you can manage your credit profile in a do-it-yourself fashion.  But that’s not always the way of wisdom when it comes to debt management in times of crisis.   Debt and Credit counseling is one solution that makes sense, but you must be cautious in choosing where you go for counseling.

As Investigations Analysts, our staff spent many hours researching the field of debt management, counseling options, and credit repair.  One of the best resources we found involves an online community effort at  Debt Consolidation Care.  It’s the internet’s first “Get Out of Debt” Community with more than 127,000 members helping one another find solutions for their debt management problems.

Visiting their forums and reviewing the many articles on debt related problems is like having your own personal library of credit and debt solutions. 

How does it work?  When and where should you go for credit counseling? How will it affect my credit score?   Can it really reduce your debt or is it just another scam to grab more of your hard earned money?  You’ll find good answers to these questions whether you’re a student with credit card debt, an overextended wage earner, or a home owner with mortgages exceeding the value of your home by visiting this valuable community at www.debtconsolidationcare.com.

Drop us an email and let us know about your experience, our research and investigations teams are always looking for the best resources to keep you on the path to financial prosperity.

Dr. Robert Miller, Ph.D.
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

The Credit Robbers - Reality Perspective of FICO® Scores, Credit Reports, Credit Ratings, and Credit Bureaus

Monday, February 11th, 2008

Credit Repair + Debt Elimination = 800+ FICO® Score Credit Report

Reality Perspective of FICO® Scores, Credit Reports, Credit Ratings, and Credit Bureaus

Sometimes the overwhelming size of your debt and the fact that it has gone on for so long makes it difficult for you to put things into perspective and handle the situation in a manner that is as stress free as possible, and probably will not allow you to achieve an optimum solution.

Now consider this for one moment, because it affects a lot of people who are in dire financial straits with insurmountable debt – your health and well-being are more important than any problems that you have with finance at the moment.

That and the well-being of those you are responsible for, particularly if you have young children is your number one concern.

If you make sure that that part of your life is being handled in the best manner possible, and only after that has been attended to, will you be able to start making moves towards sorting out your financial position.  The credit bureaus will not go away, they will always be there monitoring your FICO® credit score, credit report, and credit rating.

Some of the richest people in the world have been bankrupt at some stage in their life and while hopefully that will be something that you never have to deal with, it is sometimes worthwhile just considering what is the worst case scenario that could happen to you as far as your finances go.

Once you have dealt with that, you will be able to put everything else in your life into perspective and will help you to deal with the situation at hand in a more orderly and businesslike manner where emotions aren’t going to hinder your chance of reaching your goal of financial freedom.

Too many people have let financial problems get out of perspective in their life and this causes them to do things that they will regret for the rest of their life. It is not necessary and it is certainly not wise no matter how bad the situation might seem at the moment to let money ruin your life.

There is always an answer and to some people the path to recovery is just a little longer than others but provided you are moving in the right direction you will certainly get there one day.

In real perspective; your FICO® credit score, credit report, and credit rating are just numbers and it is a game.  Get in the game and strive for the highest number!  :)

Dr. Robert Miller, PHD
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

Credit Robbers Blog Home