Archive for February, 2008

The Credit Robbers - FICO® Scores, Credit Reports, Credit Ratings, and Focus

Thursday, February 21st, 2008

Credit Repair + Debt Elimination = 800+ FICO® Score Credit Report

FICO® Scores, Credit Reports, Credit Ratings, and Focus

Focus is something that not a lot of people are good at.

How often do you start something and then before you are finished you’re thinking about something else or changing your mind about whether you should finish or not?

It is common practice with most people to do this and the result of a lack of focus is a lack of achievement.

The only way you are going to progress towards your goal of debt elimination is to focus on the task at hand and make positive steps every day based on the plan that you are setting forth to achieve that goal.

This progression will go a long way towards improving your FICO® credit score, credit report, and credit rating.

Preparing a budget helps you to focus on your income and daily expenditures.

Writing down daily tasks helps you to focus on achieving those tasks each and every day.

Without these processes set out for you to follow, it is very difficult to focus on what you need to do to get out of the debt situation that you are in.

By focusing on your goals regularly you actually change the way that you think about money and spending, and this will remove the bad habits that have got you in the situation in the first place.

The more that you focus and progress towards your goal, the easier it will become for you to focus on more and more aspects of your life and finish things that may have been left in limbo for some time.

If you are the type of person who procrastinates a lot, then try focusing on just a few smaller things to begin with and they will be the things that you write down on your to-do list each day. Those things that need immediate attention based on your budget.

Start the action that is necessary to achieve the required goal and don’t stop until you have finished it. Don’t move on to the next item on the list until that item has been completed. This is the way to focus and it will bring you the results that you desire.

It is a lot easier than you think to become a more focused person. It is certainly a lot easier to live where you don’t have the financial burden that comes about from not being focused.

The credit bureaus are always focused on you and your FICO® credit score, credit report, and credit rating.  If you are focused as well, you will have the credit that you deserve.

Dr. Robert Miller, Ph.D.
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

Credit Robbers Blog Home

The Credit Robbers - FICO® Scores, Credit Reports, Credit Ratings, Credit Bureaus, and Health and Welfare

Tuesday, February 19th, 2008

Credit Repair + Debt Elimination = 800+ FICO® Score Credit Report

The Credit Robbers - FICO® Scores, Credit Reports, Credit Ratings, Credit Bureaus, and Health and Welfare

It’s common knowledge that the people who suffer the most from ill health and the inability to take sufficient care of their health and welfare are those people who are in debt and don’t have sufficient income to see their doctor or to get debt solution problems sorted out when it first occurs.

You need to understand that without good health everything becomes more difficult including your ability to make money and your ability to reduce and eliminate debt.

You can’t help yourself to move forward if you’re in such a state that it is difficult to do what is necessary to achieve your goals.

Your health is of the utmost importance and this is something that you need to take care of for the rest of your life and letting any aspects of health deteriorate during these times of financial turmoil could mean that you require ongoing medical expenditure for the rest of your life, which could further hamper your credit, FICO® credit score, credit report, and credit rating.

The credit bureaus are watching your credit, FICO® credit score, credit report, and credit rating whether you are in poor health or good health.

When it comes to the crunch it is better to be bankrupt than sick in hospital. You can certainly turn your finances around by following the right steps and focusing on achieving your goals; however, if you let your health deteriorate to such an extent that you have to live with problems for the rest of your life then no amount of money you make in the future will be able to get back that good health.

While you will be looking to reduce your daily spending and reduce your food bill you also need to be aware that you should only buy foods and drinks that will help you maintain good health.

Don’t buy soda drinks when drinking water is better for you. Don’t buy takeaways when cooking your own meals is healthier and less expensive.

You will even save money on gas from not having to drive down the road to buy your fast food if you are cooking at home.

You can save money and maintain your health and welfare and that is something that you will need to consider when you are preparing your budget.

Consider the expense of becoming diabetic. The debt problem that faces you now might be a godsend as it could make you look at the other aspects of your life that are out of balance and make amends.

Take care of your health and your credit, FICO® credit score, credit report, and credit rating will take care of themselves.

Dr. Robert Miller, PHD
Investigations Analyst
www.TheCreditRobbers.com

Contact Us: Send a FormMail Message

Credit Robbers Blog Home